Call reports 2006
BLAINE STATE BANK — 2006
What BLAINE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 28,478,000 | 28,083,000 | 28,628,000 | 28,485,000 |
| Total loans | 18,891,000 | 18,581,000 | 19,632,000 | 18,474,000 |
| Allowance for loan losses | 111,000 | 111,000 | 112,000 | 101,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,569,000 | 3,467,000 | 3,014,000 | 2,839,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,625,000 | 20,217,000 | 21,077,000 | 21,369,000 |
| Interest-bearing deposits | 15,587,000 | 14,627,000 | 15,489,000 | 16,067,000 |
| Noninterest-bearing deposits | 5,038,000 | 5,590,000 | 5,588,000 | 5,302,000 |
| Equity capital | 6,423,000 | 6,493,000 | 6,561,000 | 6,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 809,000 | 1,253,000 | 1,692,000 |
| Interest expense | 68,000 | 143,000 | 220,000 | 315,000 |
| Net interest income | 325,000 | 666,000 | 1,033,000 | 1,377,000 |
| Noninterest income | 39,000 | 95,000 | 139,000 | 182,000 |
| Noninterest expense | 292,000 | 575,000 | 878,000 | 1,163,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 72,000 | 186,000 | 294,000 | 379,000 |
| Income tax | 25,000 | 69,000 | 109,000 | 146,000 |
| Net income | 47,000 | 117,000 | 185,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,791,000 | 2,861,000 | 2,929,000 | 2,977,000 |
| Total capital | 2,902,000 | 2,972,000 | 3,041,000 | 3,078,000 |
| Risk-weighted assets | 21,966,000 | 21,597,000 | 22,192,000 | 21,260,000 |