Call reports 2005
BLAINE STATE BANK — 2005
What BLAINE STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,322,000 | 29,151,000 | 29,270,000 | 28,324,000 |
| Total loans | 18,502,000 | 19,381,000 | 19,216,000 | 18,151,000 |
| Allowance for loan losses | 65,000 | 61,000 | 69,000 | 108,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,729,000 | 3,726,000 | 3,624,000 | 3,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,863,000 | 20,386,000 | 21,787,000 | 21,405,000 |
| Interest-bearing deposits | 14,360,000 | 14,506,000 | 15,821,000 | 15,731,000 |
| Noninterest-bearing deposits | 5,503,000 | 5,880,000 | 5,966,000 | 5,674,000 |
| Equity capital | 6,268,000 | 6,314,000 | 6,340,000 | 6,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 766,000 | 1,186,000 | 1,588,000 |
| Interest expense | 44,000 | 94,000 | 157,000 | 222,000 |
| Net interest income | 334,000 | 672,000 | 1,029,000 | 1,366,000 |
| Noninterest income | 43,000 | 98,000 | 146,000 | 190,000 |
| Noninterest expense | 287,000 | 590,000 | 895,000 | 1,181,000 |
| Provision for loan losses | 0 | 2,000 | 65,000 | 114,000 |
| Pretax income | 90,000 | 178,000 | 215,000 | 261,000 |
| Income tax | 33,000 | 75,000 | 87,000 | 96,000 |
| Net income | 57,000 | 103,000 | 128,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,816,000 | 2,862,000 | 2,888,000 | 2,744,000 |
| Total capital | 2,881,000 | 2,923,000 | 2,957,000 | 2,852,000 |
| Risk-weighted assets | 21,347,000 | 21,682,000 | 22,234,000 | 21,268,000 |