Call reports 2004
BLAINE STATE BANK — 2004
What BLAINE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 23,854,000 | 23,375,000 | 23,101,000 | 28,057,000 |
| Total loans | 18,144,000 | 17,981,000 | 16,936,000 | 17,841,000 |
| Allowance for loan losses | 66,000 | 60,000 | 60,000 | 60,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,066,000 | 3,862,000 | 3,857,000 | 4,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,821,000 | 21,224,000 | 21,263,000 | 20,652,000 |
| Interest-bearing deposits | 15,315,000 | 15,273,000 | 14,695,000 | 14,388,000 |
| Noninterest-bearing deposits | 6,506,000 | 5,951,000 | 6,568,000 | 6,264,000 |
| Equity capital | 1,760,000 | 1,767,000 | 1,797,000 | 6,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 751,000 | 1,108,000 | 130,000 |
| Interest expense | 43,000 | 82,000 | 119,000 | 12,000 |
| Net interest income | 337,000 | 669,000 | 989,000 | 118,000 |
| Noninterest income | 39,000 | 92,000 | 133,000 | 18,000 |
| Noninterest expense | 298,000 | 588,000 | 878,000 | 92,000 |
| Provision for loan losses | 0 | 6,000 | 21,000 | 3,000 |
| Pretax income | 78,000 | 167,000 | 223,000 | 41,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 78,000 | 167,000 | 223,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,760,000 | 1,767,000 | 1,797,000 | 2,759,000 |
| Total capital | 1,826,000 | 1,827,000 | 1,857,000 | 2,819,000 |
| Risk-weighted assets | 16,777,000 | 16,368,000 | 15,766,000 | 17,232,000 |