Call reports 2003
BLAINE STATE BANK — 2003
What BLAINE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 23,658,000 | 24,473,000 | 24,229,000 | 24,322,000 |
| Total loans | 17,975,000 | 17,294,000 | 17,228,000 | 17,570,000 |
| Allowance for loan losses | 86,000 | 73,000 | 76,000 | 70,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,115,000 | 2,985,000 | 4,702,000 | 4,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,836,000 | 22,657,000 | 21,988,000 | 21,923,000 |
| Interest-bearing deposits | 15,594,000 | 16,096,000 | 15,393,000 | 15,319,000 |
| Noninterest-bearing deposits | 6,242,000 | 6,561,000 | 6,595,000 | 6,604,000 |
| Equity capital | 1,764,000 | 1,766,000 | 1,775,000 | 1,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 421,000 | 832,000 | 1,225,000 | 1,617,000 |
| Interest expense | 66,000 | 126,000 | 178,000 | 223,000 |
| Net interest income | 355,000 | 706,000 | 1,047,000 | 1,394,000 |
| Noninterest income | 35,000 | 89,000 | 137,000 | 183,000 |
| Noninterest expense | 286,000 | 565,000 | 869,000 | 1,140,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 8,000 |
| Pretax income | 104,000 | 244,000 | 326,000 | 443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 104,000 | 244,000 | 326,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,764,000 | 1,766,000 | 1,775,000 | 1,892,000 |
| Total capital | 1,850,000 | 1,839,000 | 1,851,000 | 1,962,000 |
| Risk-weighted assets | 17,327,000 | 16,774,000 | 16,418,000 | 16,692,000 |