Call reports 2022
COMMUNITY BANKS OF SHELBY COUNTY — 2022
What COMMUNITY BANKS OF SHELBY COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 67,537,000 | 66,654,000 |
| Total loans | 20,568,000 | 19,385,000 |
| Allowance for loan losses | 275,000 | 275,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 35,900,000 | 37,830,000 |
| Trading assets | 0 | 0 |
| Total deposits | 61,883,000 | 61,069,000 |
| Interest-bearing deposits | 47,719,000 | 46,779,000 |
| Noninterest-bearing deposits | 14,164,000 | 14,290,000 |
| Equity capital | 5,609,000 | 5,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 285,000 | 584,000 |
| Interest expense | 27,000 | 52,000 |
| Net interest income | 258,000 | 532,000 |
| Noninterest income | 29,000 | 65,000 |
| Noninterest expense | 300,000 | 612,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -13,000 | -15,000 |
| Income tax | 0 | 0 |
| Net income | -13,000 | -15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 5,609,000 | 5,556,000 |
| Total capital | 5,884,000 | 5,831,000 |
| Risk-weighted assets | 25,802,000 | 24,911,000 |