Call reports 2021
COMMUNITY BANKS OF SHELBY COUNTY — 2021
What COMMUNITY BANKS OF SHELBY COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 59,264,000 | 59,170,000 | 59,305,000 | 63,798,000 |
| Total loans | 23,601,000 | 23,667,000 | 23,596,000 | 22,190,000 |
| Allowance for loan losses | 275,000 | 275,000 | 275,000 | 275,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,088,000 | 20,471,000 | 22,261,000 | 27,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,727,000 | 53,527,000 | 53,672,000 | 58,144,000 |
| Interest-bearing deposits | 41,179,000 | 41,890,000 | 42,732,000 | 45,517,000 |
| Noninterest-bearing deposits | 12,548,000 | 11,637,000 | 10,940,000 | 12,627,000 |
| Equity capital | 5,484,000 | 5,536,000 | 5,581,000 | 5,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 584,000 | 880,000 | 1,168,000 |
| Interest expense | 28,000 | 55,000 | 81,000 | 107,000 |
| Net interest income | 267,000 | 529,000 | 799,000 | 1,061,000 |
| Noninterest income | 28,000 | 145,000 | 241,000 | 349,000 |
| Noninterest expense | 304,000 | 632,000 | 952,000 | 1,282,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -9,000 | 42,000 | 88,000 | 128,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -9,000 | 42,000 | 88,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,484,000 | 5,536,000 | 5,581,000 | 5,621,000 |
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