Call reports 2020
COMMUNITY BANKS OF SHELBY COUNTY — 2020
What COMMUNITY BANKS OF SHELBY COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 50,873,000 | 53,416,000 | 52,319,000 | 55,560,000 |
| Total loans | 24,742,000 | 24,869,000 | 25,965,000 | 25,635,000 |
| Allowance for loan losses | 274,000 | 274,000 | 274,000 | 274,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,815,000 | 13,786,000 | 14,998,000 | 16,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,273,000 | 47,776,000 | 46,594,000 | 49,824,000 |
| Interest-bearing deposits | 36,253,000 | 37,760,000 | 36,244,000 | 38,394,000 |
| Noninterest-bearing deposits | 9,020,000 | 10,016,000 | 10,350,000 | 11,430,000 |
| Equity capital | 5,539,000 | 5,592,000 | 5,673,000 | 5,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 740,000 | 1,125,000 | 1,462,000 |
| Interest expense | 50,000 | 90,000 | 128,000 | 160,000 |
| Net interest income | 330,000 | 650,000 | 997,000 | 1,302,000 |
| Noninterest income | 37,000 | 65,000 | 97,000 | 132,000 |
| Noninterest expense | 313,000 | 608,000 | 906,000 | 1,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 107,000 | 188,000 | 218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 107,000 | 188,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,539,000 | 5,592,000 | 5,673,000 | 5,703,000 |
| Total capital | 5,813,000 | — | — | — |
| Risk-weighted assets | 26,639,000 | — | — | — |