Call reports 2019
COMMUNITY BANKS OF SHELBY COUNTY — 2019
What COMMUNITY BANKS OF SHELBY COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 49,506,000 | 47,055,000 | 46,437,000 | 49,568,000 |
| Total loans | 24,632,000 | 24,845,000 | 25,276,000 | 25,607,000 |
| Allowance for loan losses | 263,000 | 265,000 | 266,000 | 267,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,173,000 | 11,171,000 | 9,668,000 | 9,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,864,000 | 41,339,000 | 40,806,000 | 43,886,000 |
| Interest-bearing deposits | 35,547,000 | 33,637,000 | 32,882,000 | 35,149,000 |
| Noninterest-bearing deposits | 8,317,000 | 7,702,000 | 7,924,000 | 8,737,000 |
| Equity capital | 5,567,000 | 5,644,000 | 5,564,000 | 5,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 810,000 | 1,208,000 | 1,600,000 |
| Interest expense | 45,000 | 97,000 | 151,000 | 204,000 |
| Net interest income | 359,000 | 713,000 | 1,057,000 | 1,396,000 |
| Noninterest income | 40,000 | 80,000 | 124,000 | 168,000 |
| Noninterest expense | 313,000 | 630,000 | 949,000 | 1,271,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 163,000 | 232,000 | 293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 163,000 | 232,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,567,000 | 5,644,000 | 5,564,000 | 5,625,000 |
| Total capital | 5,830,000 | 5,909,000 | 5,830,000 | 5,892,000 |
| Risk-weighted assets | 25,813,000 | 25,572,000 | 25,926,000 | 26,668,000 |