Call reports 2018
COMMUNITY BANKS OF SHELBY COUNTY — 2018
What COMMUNITY BANKS OF SHELBY COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,334,000 | 46,635,000 | 46,662,000 | 49,748,000 |
| Total loans | 25,183,000 | 25,153,000 | 25,211,000 | 24,955,000 |
| Allowance for loan losses | 251,000 | 257,000 | 263,000 | 261,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,282,000 | 9,280,000 | 9,652,000 | 11,676,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,753,000 | 40,992,000 | 41,042,000 | 44,064,000 |
| Interest-bearing deposits | 34,876,000 | 33,391,000 | 33,690,000 | 35,771,000 |
| Noninterest-bearing deposits | 7,877,000 | 7,601,000 | 7,352,000 | 8,293,000 |
| Equity capital | 5,523,000 | 5,594,000 | 5,555,000 | 5,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 733,000 | 1,114,000 | 1,509,000 |
| Interest expense | 26,000 | 52,000 | 79,000 | 112,000 |
| Net interest income | 334,000 | 681,000 | 1,035,000 | 1,397,000 |
| Noninterest income | 35,000 | 82,000 | 129,000 | 167,000 |
| Noninterest expense | 307,000 | 622,000 | 937,000 | 1,254,000 |
| Provision for loan losses | 6,000 | 13,000 | 19,000 | 25,000 |
| Pretax income | 56,000 | 128,000 | 208,000 | 285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 128,000 | 208,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,523,000 | 5,594,000 | 5,555,000 | 5,631,000 |
| Total capital | 5,774,000 | 5,851,000 | 5,818,000 | 5,892,000 |
| Risk-weighted assets | 27,884,000 | 27,395,000 | 25,583,000 | 25,807,000 |