Call reports 2017
COMMUNITY BANKS OF SHELBY COUNTY — 2017
What COMMUNITY BANKS OF SHELBY COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 49,442,000 | 47,047,000 | 45,739,000 | 46,937,000 |
| Total loans | 23,961,000 | 24,685,000 | 26,255,000 | 25,994,000 |
| Allowance for loan losses | 230,000 | 232,000 | 239,000 | 245,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,932,000 | 8,343,000 | 6,089,000 | 7,085,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,971,000 | 41,525,000 | 40,265,000 | 41,415,000 |
| Interest-bearing deposits | 36,285,000 | 34,245,000 | 32,990,000 | 33,983,000 |
| Noninterest-bearing deposits | 7,686,000 | 7,280,000 | 7,275,000 | 7,432,000 |
| Equity capital | 5,409,000 | 5,466,000 | 5,415,000 | 5,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 681,000 | 1,042,000 | 1,402,000 |
| Interest expense | 26,000 | 51,000 | 75,000 | 101,000 |
| Net interest income | 303,000 | 630,000 | 967,000 | 1,301,000 |
| Noninterest income | 36,000 | 72,000 | 107,000 | 137,000 |
| Noninterest expense | 309,000 | 613,000 | 930,000 | 1,236,000 |
| Provision for loan losses | 0 | 2,000 | 8,000 | 14,000 |
| Pretax income | 30,000 | 87,000 | 136,000 | 188,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 30,000 | 87,000 | 136,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,409,000 | 5,466,000 | 5,415,000 | 5,467,000 |
| Total capital | 5,639,000 | 5,698,000 | 5,654,000 | 5,712,000 |
| Risk-weighted assets | 26,620,000 | 26,912,000 | 27,811,000 | 27,956,000 |