Call reports 2012
COMMUNITY BANKS OF SHELBY COUNTY — 2012
What COMMUNITY BANKS OF SHELBY COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,548,000 | 48,577,000 | 47,865,000 | 49,053,000 |
| Total loans | 19,621,000 | 19,767,000 | 20,051,000 | 20,448,000 |
| Allowance for loan losses | 215,000 | 191,000 | 191,000 | 191,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,997,000 | 5,772,000 | 3,781,000 | 2,877,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,993,000 | 43,046,000 | 42,331,000 | 43,456,000 |
| Interest-bearing deposits | 37,730,000 | 37,821,000 | 37,213,000 | 38,411,000 |
| Noninterest-bearing deposits | 5,263,000 | 5,225,000 | 5,118,000 | 5,045,000 |
| Equity capital | 5,323,000 | 5,287,000 | 5,296,000 | 5,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 741,000 | 1,106,000 | 1,460,000 |
| Interest expense | 53,000 | 103,000 | 152,000 | 196,000 |
| Net interest income | 326,000 | 638,000 | 954,000 | 1,264,000 |
| Noninterest income | 55,000 | 110,000 | 168,000 | 232,000 |
| Noninterest expense | 331,000 | 614,000 | 929,000 | 1,239,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 134,000 | 193,000 | 257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 134,000 | 193,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,323,000 | 5,287,000 | 5,296,000 | 5,360,000 |
| Total capital | 5,538,000 | 5,478,000 | 5,487,000 | 5,551,000 |
| Risk-weighted assets | 23,796,000 | 23,740,000 | 23,915,000 | 24,151,000 |