Call reports 2011
COMMUNITY BANKS OF SHELBY COUNTY — 2011
What COMMUNITY BANKS OF SHELBY COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 49,426,000 | 47,699,000 | 45,975,000 | 45,865,000 |
| Total loans | 19,674,000 | 21,089,000 | 21,374,000 | 20,861,000 |
| Allowance for loan losses | 215,000 | 215,000 | 215,000 | 215,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,377,000 | 11,379,000 | 7,841,000 | 8,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,932,000 | 42,220,000 | 40,535,000 | 40,353,000 |
| Interest-bearing deposits | 39,165,000 | 38,129,000 | 36,383,000 | 35,756,000 |
| Noninterest-bearing deposits | 4,767,000 | 4,091,000 | 4,152,000 | 4,597,000 |
| Equity capital | 5,251,000 | 5,247,000 | 5,206,000 | 5,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 859,000 | 1,259,000 | 1,666,000 |
| Interest expense | 72,000 | 138,000 | 198,000 | 252,000 |
| Net interest income | 360,000 | 721,000 | 1,061,000 | 1,414,000 |
| Noninterest income | 55,000 | 120,000 | 185,000 | 247,000 |
| Noninterest expense | 324,000 | 653,000 | 990,000 | 1,338,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 89,000 | 186,000 | 254,000 | 321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 186,000 | 254,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,251,000 | 5,247,000 | 5,206,000 | 5,273,000 |
| Total capital | 5,466,000 | 5,462,000 | 5,421,000 | 5,488,000 |
| Risk-weighted assets | 23,728,000 | 24,298,000 | 25,338,000 | 24,337,000 |