Call reports 2001
COMMUNITY BANKS OF SHELBY COUNTY — 2001
What COMMUNITY BANKS OF SHELBY COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 62,349,000 | 61,106,000 | 60,869,000 | 62,238,000 |
| Total loans | 31,633,000 | 30,590,000 | 32,417,000 | 32,807,000 |
| Allowance for loan losses | 310,000 | 340,000 | 370,000 | 400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,523,000 | 24,660,000 | 23,570,000 | 24,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,509,000 | 52,655,000 | 51,531,000 | 52,965,000 |
| Interest-bearing deposits | 49,762,000 | 49,950,000 | 48,801,000 | 50,121,000 |
| Noninterest-bearing deposits | 2,747,000 | 2,705,000 | 2,730,000 | 2,844,000 |
| Equity capital | 5,705,000 | 5,603,000 | 5,659,000 | 5,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,295,000 | 3,384,000 | 4,407,000 |
| Interest expense | 753,000 | 1,420,000 | 2,019,000 | 2,529,000 |
| Net interest income | 413,000 | 875,000 | 1,365,000 | 1,878,000 |
| Noninterest income | 43,000 | 91,000 | 137,000 | 196,000 |
| Noninterest expense | 246,000 | 503,000 | 763,000 | 1,037,000 |
| Provision for loan losses | 35,000 | 71,000 | 110,000 | 163,000 |
| Pretax income | 175,000 | 392,000 | 629,000 | 874,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 175,000 | 392,000 | 629,000 | 871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,705,000 | 5,603,000 | 5,659,000 | 5,902,000 |
| Total capital | 6,015,000 | 5,943,000 | 6,029,000 | 6,302,000 |
| Risk-weighted assets | 34,456,000 | 33,525,000 | 35,091,000 | 35,642,000 |