Call reports 2026
RARITAN STATE BANK — 2026
What RARITAN STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 255,391,000 | 253,907,000 |
| Total loans | 187,317,000 | 189,737,000 |
| Allowance for loan losses | 1,870,000 | 1,745,000 |
| Securities available for sale | 35,470,000 | 43,742,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 225,323,000 | 223,647,000 |
| Interest-bearing deposits | 188,818,000 | 191,143,000 |
| Noninterest-bearing deposits | 36,505,000 | 32,504,000 |
| Equity capital | 28,214,000 | 28,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,203,000 | 6,759,000 |
| Interest expense | 1,197,000 | 2,420,000 |
| Net interest income | 2,006,000 | 4,339,000 |
| Noninterest income | 125,000 | 252,000 |
| Noninterest expense | 1,300,000 | 2,732,000 |
| Provision for loan losses | 0 | 35,000 |
| Pretax income | 831,000 | 1,824,000 |
| Income tax | 212,000 | 478,000 |
| Net income | 619,000 | 1,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,265,000 | 27,842,000 |