Call reports 2018
RARITAN STATE BANK — 2018
What RARITAN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 166,167,000 | 171,303,000 | 172,090,000 | 173,272,000 |
| Total loans | 127,428,000 | 127,796,000 | 129,650,000 | 132,209,000 |
| Allowance for loan losses | 1,378,000 | 1,366,000 | 1,330,000 | 1,334,000 |
| Securities available for sale | 27,156,000 | 34,208,000 | 34,935,000 | 33,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,946,000 | 151,761,000 | 150,878,000 | 152,861,000 |
| Interest-bearing deposits | 124,274,000 | 129,156,000 | 128,198,000 | 130,110,000 |
| Noninterest-bearing deposits | 22,672,000 | 22,605,000 | 22,680,000 | 22,751,000 |
| Equity capital | 19,033,000 | 19,332,000 | 19,490,000 | 19,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,799,000 | 3,549,000 | 5,399,000 | 7,324,000 |
| Interest expense | 260,000 | 559,000 | 910,000 | 1,335,000 |
| Net interest income | 1,539,000 | 2,990,000 | 4,489,000 | 5,989,000 |
| Noninterest income | 117,000 | 240,000 | 352,000 | 480,000 |
| Noninterest expense | 923,000 | 1,865,000 | 2,826,000 | 3,763,000 |
| Provision for loan losses | 0 | 25,000 | 70,000 | 130,000 |
| Pretax income | 733,000 | 1,340,000 | 1,926,000 | 2,557,000 |
| Income tax | 200,000 | 349,000 | 522,000 | 681,000 |
| Net income | 533,000 | 991,000 | 1,404,000 | 1,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,615,000 | 19,941,000 | 20,239,000 | 20,317,000 |
| Total capital | 20,993,000 | 21,307,000 | 21,569,000 | 21,651,000 |
| Risk-weighted assets | 115,626,000 | 117,275,000 | 117,839,000 | 120,867,000 |