Call reports 2008

RARITAN STATE BANK — 2008

Name: RARITAN STATE BANK — FFIEC call report 2008
Creator: RARITAN STATE BANK

What RARITAN STATE BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e7f4fba5-e692-4448-b5bf-a0293c8f5186/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	120,854,000	122,909,000	123,360,000	122,735,000
Total loans	77,544,000	80,338,000	78,661,000	79,680,000
Allowance for loan losses	600,000	599,000	607,000	707,000
Securities available for sale	25,280,000	35,798,000	34,323,000	32,554,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	107,480,000	105,907,000	105,909,000	104,334,000
Interest-bearing deposits	94,596,000	93,388,000	91,508,000	90,601,000
Noninterest-bearing deposits	12,884,000	12,519,000	14,401,000	13,733,000
Equity capital	10,806,000	10,635,000	11,033,000	11,452,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	1,678,000	3,319,000	5,039,000	6,733,000
Interest expense	923,000	1,749,000	2,476,000	3,132,000
Net interest income	755,000	1,570,000	2,563,000	3,601,000
Noninterest income	104,000	185,000	300,000	374,000
Noninterest expense	675,000	1,291,000	1,982,000	2,646,000
Provision for loan losses	20,000	20,000	60,000	221,000
Pretax income	164,000	440,000	804,000	1,100,000
Income tax	23,000	100,000	215,000	284,000
Net income	141,000	340,000	589,000	816,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	10,597,000	10,765,000	11,011,000	11,035,000
Total capital	11,197,000	11,364,000	11,618,000	11,742,000
Risk-weighted assets	79,333,000	82,195,000	81,051,000	81,736,000