Call reports 2001
RARITAN STATE BANK — 2001
What RARITAN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 77,313,000 | 78,300,000 | 79,102,000 | 82,220,000 |
| Total loans | 53,905,000 | 57,401,000 | 58,985,000 | 59,373,000 |
| Allowance for loan losses | 800,000 | 836,000 | 797,000 | 1,209,000 |
| Securities available for sale | 12,368,000 | 11,501,000 | 12,222,000 | 14,830,000 |
| Securities held to maturity | 40,000 | 40,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,934,000 | 70,417,000 | 70,907,000 | 74,875,000 |
| Interest-bearing deposits | 62,966,000 | 64,258,000 | 64,939,000 | 66,809,000 |
| Noninterest-bearing deposits | 5,968,000 | 6,159,000 | 5,968,000 | 8,066,000 |
| Equity capital | 7,222,000 | 7,475,000 | 7,733,000 | 7,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,394,000 | 2,769,000 | 4,131,000 | 5,566,000 |
| Interest expense | 869,000 | 1,725,000 | 2,536,000 | 3,273,000 |
| Net interest income | 525,000 | 1,044,000 | 1,595,000 | 2,293,000 |
| Noninterest income | 87,000 | 190,000 | 298,000 | 396,000 |
| Noninterest expense | 390,000 | 782,000 | 1,176,000 | 1,690,000 |
| Provision for loan losses | 509,000 | 495,000 | 495,000 | 1,475,000 |
| Pretax income | -283,000 | -38,000 | 231,000 | -467,000 |
| Income tax | 79,000 | 71,000 | 134,000 | 16,000 |
| Net income | -362,000 | -109,000 | 97,000 | -483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,104,000 | 7,347,000 | 7,547,000 | 6,924,000 |
| Total capital | 7,748,000 | 8,029,000 | 8,255,000 | 7,636,000 |
| Risk-weighted assets | 51,380,000 | 54,428,000 | 56,548,000 | 56,405,000 |