Call reports 2025
FIRST COMMUNITY BANK — 2025
What FIRST COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 155,282,000 | 154,501,000 | 155,943,000 | 159,462,000 |
| Total loans | 107,703,000 | 110,078,000 | 112,312,000 | 120,350,000 |
| Allowance for loan losses | 1,298,000 | 1,306,000 | 1,335,000 | 1,340,000 |
| Securities available for sale | 31,921,000 | 31,436,000 | 30,356,000 | 29,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,519,000 | 138,722,000 | 139,272,000 | 142,756,000 |
| Interest-bearing deposits | 120,651,000 | 119,672,000 | 118,415,000 | 122,070,000 |
| Noninterest-bearing deposits | 17,868,000 | 19,050,000 | 20,857,000 | 20,686,000 |
| Equity capital | 12,891,000 | 13,324,000 | 14,202,000 | 14,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,955,000 | 3,917,000 | 5,975,000 | 8,042,000 |
| Interest expense | 679,000 | 1,346,000 | 1,990,000 | 2,606,000 |
| Net interest income | 1,276,000 | 2,571,000 | 3,985,000 | 5,436,000 |
| Noninterest income | 230,000 | 502,000 | 806,000 | 1,110,000 |
| Noninterest expense | 907,000 | 1,806,000 | 2,770,000 | 3,779,000 |
| Provision for loan losses | 0 | 16,000 | 48,000 | 51,000 |
| Pretax income | 599,000 | 1,251,000 | 1,973,000 | 2,716,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 599,000 | 1,251,000 | 1,973,000 | 2,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,697,000 | 15,946,000 | 16,206,000 | 16,465,000 |