Call reports 2023
FIRST COMMUNITY BANK — 2023
What FIRST COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 136,872,000 | 136,006,000 | 137,235,000 | 140,837,000 |
| Total loans | 92,318,000 | 90,816,000 | 93,811,000 | 96,599,000 |
| Allowance for loan losses | 1,342,000 | 1,343,000 | 1,344,000 | 1,295,000 |
| Securities available for sale | 37,441,000 | 34,898,000 | 33,638,000 | 34,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,744,000 | 120,359,000 | 122,064,000 | 124,033,000 |
| Interest-bearing deposits | 101,449,000 | 101,286,000 | 102,194,000 | 103,785,000 |
| Noninterest-bearing deposits | 19,295,000 | 19,073,000 | 19,870,000 | 20,248,000 |
| Equity capital | 10,498,000 | 10,389,000 | 10,100,000 | 11,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,376,000 | 2,756,000 | 4,220,000 | 5,770,000 |
| Interest expense | 228,000 | 583,000 | 1,002,000 | 1,486,000 |
| Net interest income | 1,148,000 | 2,173,000 | 3,218,000 | 4,284,000 |
| Noninterest income | 218,000 | 455,000 | 663,000 | 915,000 |
| Noninterest expense | 744,000 | 1,453,000 | 2,199,000 | 3,060,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 622,000 | 1,155,000 | 1,663,000 | 2,169,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 6,000 |
| Net income | 621,000 | 1,152,000 | 1,659,000 | 2,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,327,000 | 14,489,000 | 14,647,000 | 14,832,000 |
| Total capital | 15,577,000 | 15,739,000 | 15,895,000 | 16,128,000 |
| Risk-weighted assets | 99,936,000 | 99,912,000 | 99,725,000 | 105,604,000 |