Call reports 2022
FIRST COMMUNITY BANK — 2022
What FIRST COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 136,849,000 | 136,583,000 | 138,813,000 | 142,725,000 |
| Total loans | 85,563,000 | 87,337,000 | 87,665,000 | 90,114,000 |
| Allowance for loan losses | 1,340,000 | 1,341,000 | 1,342,000 | 1,342,000 |
| Securities available for sale | 41,448,000 | 38,006,000 | 38,586,000 | 38,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,734,000 | 121,710,000 | 125,123,000 | 128,333,000 |
| Interest-bearing deposits | 101,238,000 | 100,166,000 | 103,387,000 | 108,694,000 |
| Noninterest-bearing deposits | 20,496,000 | 21,544,000 | 21,736,000 | 19,639,000 |
| Equity capital | 11,599,000 | 9,824,000 | 9,549,000 | 10,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,112,000 | 2,301,000 | 3,550,000 | 4,798,000 |
| Interest expense | 38,000 | 86,000 | 181,000 | 316,000 |
| Net interest income | 1,074,000 | 2,215,000 | 3,369,000 | 4,482,000 |
| Noninterest income | 285,000 | 498,000 | 725,000 | 920,000 |
| Noninterest expense | 697,000 | 1,420,000 | 2,133,000 | 2,865,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 662,000 | 1,293,000 | 1,961,000 | 2,537,000 |
| Income tax | 2,000 | 3,000 | 3,000 | 5,000 |
| Net income | 660,000 | 1,290,000 | 1,958,000 | 2,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,474,000 | 13,690,000 | 13,962,000 | 14,081,000 |
| Total capital | 14,785,000 | 15,020,000 | 15,304,000 | 15,347,000 |
| Risk-weighted assets | 104,700,000 | 106,413,000 | 108,191,000 | 101,160,000 |