Call reports 2021
FIRST COMMUNITY BANK — 2021
What FIRST COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 131,645,000 | 130,694,000 | 134,992,000 | 142,972,000 |
| Total loans | 80,677,000 | 77,738,000 | 76,338,000 | 79,002,000 |
| Allowance for loan losses | 1,253,000 | 1,276,000 | 1,308,000 | 1,339,000 |
| Securities available for sale | 33,679,000 | 34,844,000 | 38,378,000 | 42,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,808,000 | 113,141,000 | 117,585,000 | 125,769,000 |
| Interest-bearing deposits | 94,367,000 | 93,272,000 | 97,497,000 | 104,928,000 |
| Noninterest-bearing deposits | 19,441,000 | 19,869,000 | 20,088,000 | 20,841,000 |
| Equity capital | 12,937,000 | 13,529,000 | 13,680,000 | 13,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,421,000 | 3,679,000 | 4,836,000 |
| Interest expense | 72,000 | 132,000 | 177,000 | 219,000 |
| Net interest income | 966,000 | 2,289,000 | 3,502,000 | 4,617,000 |
| Noninterest income | 460,000 | 854,000 | 1,182,000 | 1,458,000 |
| Noninterest expense | 750,000 | 1,480,000 | 2,230,000 | 2,962,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 656,000 | 1,613,000 | 2,374,000 | 3,003,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 655,000 | 1,611,000 | 2,370,000 | 2,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,416,000 | 12,931,000 | 13,071,000 | 13,224,000 |
| Total capital | 13,669,000 | 14,207,000 | 14,379,000 | 14,483,000 |
| Risk-weighted assets | 106,992,000 | 102,417,000 | 114,010,000 | 100,605,000 |