Call reports 2020
FIRST COMMUNITY BANK — 2020
What FIRST COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 110,737,000 | 127,138,000 | 126,636,000 | 131,662,000 |
| Total loans | 71,134,000 | 82,294,000 | 82,213,000 | 76,177,000 |
| Allowance for loan losses | 1,037,000 | 1,067,000 | 1,185,000 | 1,214,000 |
| Securities available for sale | 31,053,000 | 33,166,000 | 31,565,000 | 32,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,983,000 | 105,859,000 | 105,298,000 | 110,109,000 |
| Interest-bearing deposits | 80,387,000 | 87,465,000 | 88,254,000 | 92,196,000 |
| Noninterest-bearing deposits | 14,595,000 | 18,394,000 | 17,044,000 | 17,913,000 |
| Equity capital | 11,055,000 | 12,383,000 | 12,843,000 | 13,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,226,000 | 3,707,000 | 4,816,000 |
| Interest expense | 208,000 | 375,000 | 512,000 | 606,000 |
| Net interest income | 882,000 | 1,851,000 | 3,195,000 | 4,210,000 |
| Noninterest income | 271,000 | 658,000 | 966,000 | 1,326,000 |
| Noninterest expense | 681,000 | 1,370,000 | 2,083,000 | 2,839,000 |
| Provision for loan losses | 10,000 | 40,000 | 160,000 | 190,000 |
| Pretax income | 462,000 | 1,104,000 | 1,922,000 | 2,512,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 3,000 |
| Net income | 461,000 | 1,102,000 | 1,919,000 | 2,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,189,000 | 11,525,000 | 11,862,000 | 12,099,000 |
| Total capital | 12,226,000 | 12,592,000 | 13,047,000 | 13,313,000 |
| Risk-weighted assets | 102,671,000 | 106,919,000 | 98,764,000 | 103,894,000 |