Call reports 2016
FIRST COMMUNITY BANK — 2016
What FIRST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 96,036,000 | 95,496,000 | 97,691,000 | 101,996,000 |
| Total loans | 60,500,000 | 63,233,000 | 61,088,000 | 62,072,000 |
| Allowance for loan losses | 927,000 | 928,000 | 930,000 | 931,000 |
| Securities available for sale | 26,739,000 | 26,007,000 | 26,389,000 | 32,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,925,000 | 82,204,000 | 85,100,000 | 88,723,000 |
| Interest-bearing deposits | 71,023,000 | 69,667,000 | 70,345,000 | 75,731,000 |
| Noninterest-bearing deposits | 12,902,000 | 12,537,000 | 14,755,000 | 12,992,000 |
| Equity capital | 9,611,000 | 9,831,000 | 9,981,000 | 9,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,757,000 | 2,660,000 | 3,536,000 |
| Interest expense | 82,000 | 153,000 | 226,000 | 301,000 |
| Net interest income | 795,000 | 1,604,000 | 2,434,000 | 3,235,000 |
| Noninterest income | 160,000 | 377,000 | 684,000 | 883,000 |
| Noninterest expense | 594,000 | 1,209,000 | 1,853,000 | 2,467,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 362,000 | 773,000 | 1,264,000 | 1,651,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 361,000 | 771,000 | 1,261,000 | 1,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,155,000 | 9,275,000 | 9,453,000 | 9,327,000 |
| Total capital | 10,082,000 | 10,203,000 | 10,383,000 | 10,258,000 |
| Risk-weighted assets | 80,881,000 | 85,042,000 | 85,259,000 | 88,970,000 |