Call reports 2015
FIRST COMMUNITY BANK — 2015
What FIRST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 88,002,000 | 89,065,000 | 93,149,000 | 91,963,000 |
| Total loans | 60,802,000 | 61,784,000 | 61,855,000 | 60,836,000 |
| Allowance for loan losses | 903,000 | 908,000 | 927,000 | 929,000 |
| Securities available for sale | 22,055,000 | 20,774,000 | 20,590,000 | 24,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,631,000 | 75,841,000 | 81,657,000 | 80,414,000 |
| Interest-bearing deposits | 64,183,000 | 64,828,000 | 68,944,000 | 68,300,000 |
| Noninterest-bearing deposits | 10,448,000 | 11,013,000 | 12,713,000 | 12,114,000 |
| Equity capital | 9,353,000 | 9,337,000 | 9,453,000 | 9,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,724,000 | 2,595,000 | 3,464,000 |
| Interest expense | 61,000 | 127,000 | 198,000 | 274,000 |
| Net interest income | 778,000 | 1,597,000 | 2,397,000 | 3,190,000 |
| Noninterest income | 147,000 | 290,000 | 452,000 | 618,000 |
| Noninterest expense | 572,000 | 1,164,000 | 1,752,000 | 2,370,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 353,000 | 723,000 | 1,097,000 | 1,447,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 3,000 |
| Net income | 352,000 | 721,000 | 1,094,000 | 1,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,775,000 | 8,882,000 | 8,976,000 | 9,044,000 |
| Total capital | 9,678,000 | 9,790,000 | 9,903,000 | 9,973,000 |
| Risk-weighted assets | 81,456,000 | 78,611,000 | 80,600,000 | 79,732,000 |