Call reports 2014
FIRST COMMUNITY BANK — 2014
What FIRST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 84,938,000 | 86,234,000 | 84,653,000 | 87,291,000 |
| Total loans | 55,412,000 | 57,624,000 | 58,294,000 | 58,970,000 |
| Allowance for loan losses | 914,000 | 871,000 | 870,000 | 902,000 |
| Securities available for sale | 23,786,000 | 22,755,000 | 21,323,000 | 21,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,648,000 | 70,512,000 | 72,717,000 | 75,879,000 |
| Interest-bearing deposits | 58,958,000 | 58,165,000 | 61,042,000 | 64,541,000 |
| Noninterest-bearing deposits | 13,690,000 | 12,347,000 | 11,675,000 | 11,338,000 |
| Equity capital | 8,808,000 | 9,084,000 | 9,104,000 | 9,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 835,000 | 1,650,000 | 2,499,000 | 3,389,000 |
| Interest expense | 52,000 | 109,000 | 165,000 | 224,000 |
| Net interest income | 783,000 | 1,541,000 | 2,334,000 | 3,165,000 |
| Noninterest income | 148,000 | 347,000 | 480,000 | 655,000 |
| Noninterest expense | 609,000 | 1,203,000 | 1,788,000 | 2,383,000 |
| Provision for loan losses | 0 | 0 | 0 | 31,000 |
| Pretax income | 322,000 | 685,000 | 1,026,000 | 1,406,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 3,000 |
| Net income | 321,000 | 683,000 | 1,023,000 | 1,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,506,000 | 8,582,000 | 8,614,000 | 8,686,000 |
| Total capital | 9,420,000 | 9,453,000 | 9,484,000 | 9,588,000 |
| Risk-weighted assets | 78,273,000 | 80,547,000 | 78,857,000 | 79,524,000 |