Call reports 2013
FIRST COMMUNITY BANK — 2013
What FIRST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 78,256,000 | 80,618,000 | 78,769,000 | 83,694,000 |
| Total loans | 51,318,000 | 53,356,000 | 51,233,000 | 53,020,000 |
| Allowance for loan losses | 956,000 | 950,000 | 950,000 | 972,000 |
| Securities available for sale | 22,703,000 | 20,251,000 | 21,365,000 | 20,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,973,000 | 69,086,000 | 67,677,000 | 72,518,000 |
| Interest-bearing deposits | 57,078,000 | 57,711,000 | 56,702,000 | 58,532,000 |
| Noninterest-bearing deposits | 9,895,000 | 11,375,000 | 10,975,000 | 13,986,000 |
| Equity capital | 8,964,000 | 8,736,000 | 8,657,000 | 8,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,616,000 | 2,414,000 | 3,236,000 |
| Interest expense | 73,000 | 138,000 | 197,000 | 255,000 |
| Net interest income | 722,000 | 1,478,000 | 2,217,000 | 2,981,000 |
| Noninterest income | 164,000 | 309,000 | 435,000 | 548,000 |
| Noninterest expense | 576,000 | 1,129,000 | 1,697,000 | 2,268,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 7,000 |
| Pretax income | 303,000 | 651,000 | 948,000 | 1,254,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 2,000 |
| Net income | 302,000 | 649,000 | 946,000 | 1,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,294,000 | 8,373,000 | 8,395,000 | 8,416,000 |
| Total capital | 9,188,000 | 9,285,000 | 9,306,000 | 9,344,000 |
| Risk-weighted assets | 71,456,000 | 73,222,000 | 72,554,000 | 74,215,000 |