Call reports 2012
FIRST COMMUNITY BANK — 2012
What FIRST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 78,880,000 | 79,690,000 | 79,385,000 | 80,929,000 |
| Total loans | 46,332,000 | 47,777,000 | 47,499,000 | 48,920,000 |
| Allowance for loan losses | 912,000 | 929,000 | 967,000 | 948,000 |
| Securities available for sale | 25,575,000 | 26,059,000 | 24,744,000 | 24,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,101,000 | 67,997,000 | 67,397,000 | 68,917,000 |
| Interest-bearing deposits | 57,096,000 | 56,242,000 | 55,932,000 | 57,559,000 |
| Noninterest-bearing deposits | 10,005,000 | 11,755,000 | 11,465,000 | 11,358,000 |
| Equity capital | 8,734,000 | 8,841,000 | 9,085,000 | 9,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,705,000 | 2,533,000 | 3,296,000 |
| Interest expense | 110,000 | 207,000 | 296,000 | 379,000 |
| Net interest income | 749,000 | 1,498,000 | 2,237,000 | 2,917,000 |
| Noninterest income | 182,000 | 362,000 | 657,000 | 902,000 |
| Noninterest expense | 575,000 | 1,161,000 | 1,733,000 | 2,309,000 |
| Provision for loan losses | 42,000 | 67,000 | 103,000 | 140,000 |
| Pretax income | 314,000 | 632,000 | 1,073,000 | 1,385,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 2,000 |
| Net income | 313,000 | 631,000 | 1,072,000 | 1,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,057,000 | 8,144,000 | 8,296,000 | 8,256,000 |
| Total capital | 8,846,000 | 8,958,000 | 9,141,000 | 9,120,000 |
| Risk-weighted assets | 62,391,000 | 64,971,000 | 67,503,000 | 68,801,000 |