Call reports 2011
FIRST COMMUNITY BANK — 2011
What FIRST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 78,035,000 | 77,655,000 | 78,447,000 | 80,154,000 |
| Total loans | 50,359,000 | 49,438,000 | 49,237,000 | 48,993,000 |
| Allowance for loan losses | 1,014,000 | 980,000 | 974,000 | 891,000 |
| Securities available for sale | 19,469,000 | 22,436,000 | 21,669,000 | 24,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,389,000 | 65,631,000 | 66,110,000 | 67,547,000 |
| Interest-bearing deposits | 56,650,000 | 57,013,000 | 55,246,000 | 55,603,000 |
| Noninterest-bearing deposits | 8,739,000 | 8,618,000 | 10,864,000 | 11,944,000 |
| Equity capital | 7,836,000 | 8,191,000 | 8,472,000 | 8,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,802,000 | 2,726,000 | 3,614,000 |
| Interest expense | 159,000 | 307,000 | 438,000 | 557,000 |
| Net interest income | 738,000 | 1,495,000 | 2,288,000 | 3,057,000 |
| Noninterest income | 144,000 | 264,000 | 368,000 | 610,000 |
| Noninterest expense | 581,000 | 1,174,000 | 1,761,000 | 2,347,000 |
| Provision for loan losses | 29,000 | 62,000 | 112,000 | 257,000 |
| Pretax income | 283,000 | 534,000 | 794,000 | 1,074,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 282,000 | 533,000 | 792,000 | 1,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,439,000 | 7,625,000 | 7,783,000 | 7,976,000 |
| Total capital | 8,211,000 | 8,394,000 | 8,564,000 | 8,741,000 |
| Risk-weighted assets | 61,280,000 | 61,173,000 | 62,316,000 | 61,107,000 |