Call reports 2010
FIRST COMMUNITY BANK — 2010
What FIRST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 79,447,000 | 78,816,000 | 77,747,000 | 79,604,000 |
| Total loans | 56,019,000 | 55,154,000 | 54,242,000 | 52,428,000 |
| Allowance for loan losses | 1,008,000 | 1,107,000 | 1,070,000 | 1,011,000 |
| Securities available for sale | 15,178,000 | 14,991,000 | 15,324,000 | 16,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,954,000 | 66,095,000 | 63,751,000 | 65,798,000 |
| Interest-bearing deposits | 59,728,000 | 57,641,000 | 56,550,000 | 56,802,000 |
| Noninterest-bearing deposits | 7,226,000 | 8,454,000 | 7,201,000 | 8,996,000 |
| Equity capital | 7,005,000 | 7,232,000 | 7,398,000 | 7,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 1,986,000 | 2,965,000 | 3,920,000 |
| Interest expense | 214,000 | 414,000 | 601,000 | 772,000 |
| Net interest income | 771,000 | 1,572,000 | 2,364,000 | 3,148,000 |
| Noninterest income | 137,000 | 273,000 | 510,000 | 772,000 |
| Noninterest expense | 549,000 | 1,131,000 | 1,723,000 | 2,347,000 |
| Provision for loan losses | 97,000 | 203,000 | 408,000 | 457,000 |
| Pretax income | 262,000 | 511,000 | 743,000 | 1,116,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 0 |
| Net income | 261,000 | 510,000 | 742,000 | 1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,660,000 | 6,802,000 | 6,920,000 | 7,236,000 |
| Total capital | 7,385,000 | 7,607,000 | 7,698,000 | 7,996,000 |
| Risk-weighted assets | 64,717,000 | 63,851,000 | 61,945,000 | 62,746,000 |