Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 76,445,000 | 76,048,000 | 74,185,000 | 81,435,000 |
| Total loans | 60,811,000 | 59,036,000 | 58,159,000 | 57,332,000 |
| Allowance for loan losses | 866,000 | 844,000 | 814,000 | 928,000 |
| Securities available for sale | 9,448,000 | 10,720,000 | 12,298,000 | 13,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,491,000 | 63,946,000 | 61,238,000 | 69,184,000 |
| Interest-bearing deposits | 58,021,000 | 56,249,000 | 53,882,000 | 61,415,000 |
| Noninterest-bearing deposits | 6,470,000 | 7,697,000 | 7,356,000 | 7,769,000 |
| Equity capital | 6,421,000 | 6,498,000 | 6,700,000 | 6,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,103,000 | 3,152,000 | 4,169,000 |
| Interest expense | 316,000 | 607,000 | 872,000 | 1,101,000 |
| Net interest income | 735,000 | 1,496,000 | 2,280,000 | 3,068,000 |
| Noninterest income | 107,000 | 249,000 | 369,000 | 575,000 |
| Noninterest expense | 531,000 | 1,168,000 | 1,699,000 | 2,180,000 |
| Provision for loan losses | 63,000 | 150,000 | 375,000 | 818,000 |
| Pretax income | 196,000 | 376,000 | 524,000 | 594,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 196,000 | 374,000 | 521,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,193,000 | 6,255,000 | 6,328,000 | 6,398,000 |
| Total capital | 7,032,000 | 7,088,000 | 7,142,000 | 7,218,000 |
| Risk-weighted assets | 67,125,000 | 66,625,000 | 65,031,000 | 65,485,000 |