Call reports 2008
FIRST COMMUNITY BANK — 2008
What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 72,972,000 | 71,298,000 | 73,397,000 | 75,228,000 |
| Total loans | 59,123,000 | 57,536,000 | 59,234,000 | 60,441,000 |
| Allowance for loan losses | 773,000 | 788,000 | 785,000 | 811,000 |
| Securities available for sale | 8,499,000 | 8,691,000 | 8,254,000 | 9,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,460,000 | 60,822,000 | 62,810,000 | 64,200,000 |
| Interest-bearing deposits | 56,358,000 | 54,075,000 | 54,942,000 | 56,537,000 |
| Noninterest-bearing deposits | 7,102,000 | 6,747,000 | 7,868,000 | 7,663,000 |
| Equity capital | 5,954,000 | 5,904,000 | 6,015,000 | 6,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,342,000 | 3,455,000 | 4,610,000 |
| Interest expense | 468,000 | 857,000 | 1,204,000 | 1,532,000 |
| Net interest income | 748,000 | 1,485,000 | 2,251,000 | 3,078,000 |
| Noninterest income | 157,000 | 337,000 | 473,000 | 602,000 |
| Noninterest expense | 490,000 | 973,000 | 1,466,000 | 1,976,000 |
| Provision for loan losses | 30,000 | 76,000 | 129,000 | 237,000 |
| Pretax income | 385,000 | 772,000 | 1,128,000 | 1,466,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 3,000 |
| Net income | 384,000 | 770,000 | 1,126,000 | 1,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,765,000 | 5,877,000 | 5,996,000 | 6,150,000 |
| Total capital | 6,538,000 | 6,665,000 | 6,781,000 | 6,961,000 |
| Risk-weighted assets | 64,350,000 | 64,702,000 | 67,224,000 | 68,104,000 |