Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 73,834,000 | 72,267,000 | 70,127,000 | 74,136,000 |
| Total loans | 54,524,000 | 55,819,000 | 56,205,000 | 59,023,000 |
| Allowance for loan losses | 747,000 | 761,000 | 812,000 | 758,000 |
| Securities available for sale | 10,820,000 | 10,954,000 | 10,497,000 | 10,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,657,000 | 63,200,000 | 58,864,000 | 65,753,000 |
| Interest-bearing deposits | 58,771,000 | 56,603,000 | 52,637,000 | 58,235,000 |
| Noninterest-bearing deposits | 5,886,000 | 6,597,000 | 6,227,000 | 7,518,000 |
| Equity capital | 5,269,000 | 5,163,000 | 5,398,000 | 5,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,228,000 | 2,448,000 | 3,662,000 | 4,882,000 |
| Interest expense | 589,000 | 1,158,000 | 1,689,000 | 2,208,000 |
| Net interest income | 639,000 | 1,290,000 | 1,973,000 | 2,674,000 |
| Noninterest income | 126,000 | 247,000 | 374,000 | 515,000 |
| Noninterest expense | 470,000 | 958,000 | 1,447,000 | 1,912,000 |
| Provision for loan losses | 3,000 | 17,000 | 69,000 | 130,000 |
| Pretax income | 292,000 | 562,000 | 831,000 | 1,147,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 291,000 | 560,000 | 828,000 | 1,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,327,000 | 5,379,000 | 5,452,000 | 5,590,000 |
| Total capital | 6,060,000 | 6,127,000 | 6,210,000 | 6,348,000 |
| Risk-weighted assets | 58,123,000 | 59,364,000 | 60,606,000 | 62,660,000 |