Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 76,206,000 | 65,899,000 | 73,775,000 | 73,911,000 |
| Total loans | 53,736,000 | 53,913,000 | 54,754,000 | 55,052,000 |
| Allowance for loan losses | 738,000 | 754,000 | 764,000 | 749,000 |
| Securities available for sale | 8,313,000 | 7,266,000 | 7,788,000 | 10,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,410,000 | 54,083,000 | 62,691,000 | 64,757,000 |
| Interest-bearing deposits | 57,356,000 | 47,925,000 | 49,925,000 | 57,859,000 |
| Noninterest-bearing deposits | 7,054,000 | 6,158,000 | 12,766,000 | 6,898,000 |
| Equity capital | 4,847,000 | 4,911,000 | 5,124,000 | 5,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 2,065,000 | 3,220,000 | 4,432,000 |
| Interest expense | 373,000 | 806,000 | 1,279,000 | 1,866,000 |
| Net interest income | 610,000 | 1,259,000 | 1,941,000 | 2,566,000 |
| Noninterest income | 128,000 | 253,000 | 378,000 | 504,000 |
| Noninterest expense | 461,000 | 913,000 | 1,382,000 | 1,796,000 |
| Provision for loan losses | 6,000 | 15,000 | 27,000 | 42,000 |
| Pretax income | 271,000 | 578,000 | 904,000 | 1,226,000 |
| Income tax | 1,000 | 4,000 | 4,000 | 5,000 |
| Net income | 270,000 | 574,000 | 900,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,000,000 | 5,113,000 | 5,218,000 | 5,265,000 |
| Total capital | 5,710,000 | 5,795,000 | 5,884,000 | 5,933,000 |
| Risk-weighted assets | 56,802,000 | 54,507,000 | 56,697,000 | 58,614,000 |