Call reports 2005
FIRST COMMUNITY BANK — 2005
What FIRST COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 61,658,000 | 67,641,000 | 65,396,000 | 67,606,000 |
| Total loans | 49,177,000 | 50,160,000 | 48,612,000 | 51,263,000 |
| Allowance for loan losses | 732,000 | 736,000 | 733,000 | 730,000 |
| Securities available for sale | 8,164,000 | 7,785,000 | 8,617,000 | 8,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,563,000 | 51,759,000 | 54,682,000 | 57,333,000 |
| Interest-bearing deposits | 44,593,000 | 45,368,000 | 47,951,000 | 50,572,000 |
| Noninterest-bearing deposits | 5,970,000 | 6,391,000 | 6,731,000 | 6,761,000 |
| Equity capital | 4,629,000 | 4,789,000 | 4,828,000 | 4,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,653,000 | 2,543,000 | 3,469,000 |
| Interest expense | 207,000 | 463,000 | 756,000 | 1,088,000 |
| Net interest income | 603,000 | 1,190,000 | 1,787,000 | 2,381,000 |
| Noninterest income | 164,000 | 305,000 | 454,000 | 697,000 |
| Noninterest expense | 443,000 | 871,000 | 1,336,000 | 1,785,000 |
| Provision for loan losses | 9,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 315,000 | 617,000 | 898,000 | 1,301,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 3,000 |
| Net income | 314,000 | 615,000 | 896,000 | 1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,734,000 | 4,800,000 | 4,856,000 | 4,989,000 |
| Total capital | 5,354,000 | 5,453,000 | 5,499,000 | 5,671,000 |
| Risk-weighted assets | 49,454,000 | 52,183,000 | 51,364,000 | 54,490,000 |