Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 61,081,000 | 59,605,000 | 60,626,000 | 61,748,000 |
| Total loans | 46,846,000 | 45,835,000 | 47,063,000 | 48,587,000 |
| Allowance for loan losses | 711,000 | 720,000 | 731,000 | 721,000 |
| Securities available for sale | 8,883,000 | 9,591,000 | 8,933,000 | 8,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,360,000 | 49,995,000 | 49,532,000 | 51,663,000 |
| Interest-bearing deposits | 46,374,000 | 43,938,000 | 43,797,000 | 45,527,000 |
| Noninterest-bearing deposits | 4,986,000 | 6,056,000 | 5,735,000 | 6,136,000 |
| Equity capital | 4,492,000 | 4,334,000 | 4,567,000 | 4,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,589,000 | 2,416,000 | 3,207,000 |
| Interest expense | 184,000 | 357,000 | 535,000 | 729,000 |
| Net interest income | 649,000 | 1,232,000 | 1,881,000 | 2,478,000 |
| Noninterest income | 139,000 | 310,000 | 431,000 | 581,000 |
| Noninterest expense | 408,000 | 825,000 | 1,281,000 | 1,741,000 |
| Provision for loan losses | 30,000 | 34,000 | 40,000 | 40,000 |
| Pretax income | 351,000 | 698,000 | 1,004,000 | 1,291,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 351,000 | 696,000 | 1,001,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,435,000 | 4,500,000 | 4,565,000 | 4,648,000 |
| Total capital | 5,013,000 | 5,068,000 | 5,199,000 | 5,259,000 |
| Risk-weighted assets | 46,141,000 | 45,795,000 | 50,622,000 | 48,796,000 |