Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,407,000 | 52,663,000 | 52,512,000 | 58,888,000 |
| Total loans | 35,931,000 | 37,893,000 | 38,388,000 | 38,624,000 |
| Allowance for loan losses | 522,000 | 548,000 | 562,000 | 555,000 |
| Securities available for sale | 10,001,000 | 11,724,000 | 10,674,000 | 12,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,130,000 | 44,979,000 | 44,932,000 | 49,187,000 |
| Interest-bearing deposits | 42,143,000 | 40,883,000 | 41,297,000 | 43,006,000 |
| Noninterest-bearing deposits | 3,987,000 | 4,096,000 | 3,635,000 | 6,181,000 |
| Equity capital | 3,900,000 | 4,060,000 | 4,142,000 | 4,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 1,831,000 | 2,734,000 | 3,663,000 |
| Interest expense | 318,000 | 617,000 | 904,000 | 1,184,000 |
| Net interest income | 587,000 | 1,214,000 | 1,830,000 | 2,479,000 |
| Noninterest income | 62,000 | 127,000 | 223,000 | 300,000 |
| Noninterest expense | 351,000 | 739,000 | 1,126,000 | 1,563,000 |
| Provision for loan losses | 15,000 | 32,000 | 54,000 | 84,000 |
| Pretax income | 283,000 | 570,000 | 893,000 | 1,152,000 |
| Income tax | 2,000 | 4,000 | 7,000 | 9,000 |
| Net income | 281,000 | 566,000 | 886,000 | 1,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,774,000 | 3,841,000 | 3,954,000 | 3,983,000 |
| Total capital | 4,235,000 | 4,321,000 | 4,432,000 | 4,480,000 |
| Risk-weighted assets | 36,799,000 | 38,338,000 | 38,146,000 | 39,731,000 |