Call reports 2001
FIRST COMMUNITY BANK — 2001
What FIRST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,201,000 | 47,316,000 | 48,540,000 | 54,694,000 |
| Total loans | 35,950,000 | 36,953,000 | 37,393,000 | 38,589,000 |
| Allowance for loan losses | 535,000 | 554,000 | 545,000 | 564,000 |
| Securities available for sale | 6,206,000 | 5,846,000 | 7,160,000 | 8,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,159,000 | 40,100,000 | 41,206,000 | 45,748,000 |
| Interest-bearing deposits | 35,980,000 | 35,961,000 | 37,574,000 | 41,392,000 |
| Noninterest-bearing deposits | 3,179,000 | 4,139,000 | 3,632,000 | 4,356,000 |
| Equity capital | 3,677,000 | 3,742,000 | 3,864,000 | 3,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,017,000 | 2,000,000 | 2,974,000 | 3,939,000 |
| Interest expense | 481,000 | 915,000 | 1,318,000 | 1,679,000 |
| Net interest income | 536,000 | 1,085,000 | 1,656,000 | 2,260,000 |
| Noninterest income | 68,000 | 132,000 | 202,000 | 251,000 |
| Noninterest expense | 310,000 | 636,000 | 990,000 | 1,356,000 |
| Provision for loan losses | 17,000 | 35,000 | 53,000 | 83,000 |
| Pretax income | 277,000 | 546,000 | 815,000 | 1,072,000 |
| Income tax | 4,000 | 10,000 | 15,000 | 11,000 |
| Net income | 273,000 | 536,000 | 800,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,510,000 | 3,569,000 | 3,643,000 | 3,703,000 |
| Total capital | 3,950,000 | 4,034,000 | 4,106,000 | 4,190,000 |
| Risk-weighted assets | 35,144,000 | 37,088,000 | 36,997,000 | 38,853,000 |