Call reports 2002
STATE BANK OF AVISTON — 2002
What STATE BANK OF AVISTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 94,023,000 | 93,631,000 | 92,828,000 | 96,434,000 |
| Total loans | 57,328,000 | 57,846,000 | 59,933,000 | 62,141,000 |
| Allowance for loan losses | 497,000 | 447,000 | 423,000 | 1,264,000 |
| Securities available for sale | 123,000 | 120,000 | 127,000 | 27,304,000 |
| Securities held to maturity | 30,956,000 | 30,334,000 | 28,640,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,601,000 | 84,924,000 | 83,913,000 | 82,120,000 |
| Interest-bearing deposits | 77,107,000 | 76,449,000 | 77,104,000 | 74,227,000 |
| Noninterest-bearing deposits | 5,494,000 | 8,475,000 | 6,810,000 | 7,893,000 |
| Equity capital | 10,506,000 | 7,833,000 | 8,197,000 | 13,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,906,000 | 4,397,000 | 1,097,000 |
| Interest expense | 822,000 | 1,523,000 | 2,188,000 | 445,000 |
| Net interest income | 624,000 | 1,383,000 | 2,209,000 | 652,000 |
| Noninterest income | 155,000 | 211,000 | 266,000 | 53,000 |
| Noninterest expense | 294,000 | 612,000 | 925,000 | 274,000 |
| Provision for loan losses | 136,000 | 172,000 | 208,000 | 50,000 |
| Pretax income | 349,000 | 810,000 | 1,342,000 | 381,000 |
| Income tax | 117,000 | 251,000 | 419,000 | 152,000 |
| Net income | 232,000 | 559,000 | 923,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,506,000 | 7,833,000 | 8,197,000 | 8,551,000 |
| Total capital | 11,003,000 | 8,280,000 | 8,620,000 | 9,313,000 |
| Risk-weighted assets | 57,855,000 | 54,013,000 | 56,795,000 | 60,619,000 |