Call reports 2001
STATE BANK OF AVISTON — 2001
What STATE BANK OF AVISTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 98,536,000 | 96,986,000 | 99,478,000 | 96,397,000 |
| Total loans | 53,900,000 | 54,067,000 | 57,051,000 | 57,258,000 |
| Allowance for loan losses | 435,000 | 480,000 | 551,000 | 426,000 |
| Securities available for sale | 122,000 | 122,000 | 123,000 | 123,000 |
| Securities held to maturity | 33,037,000 | 32,300,000 | 32,089,000 | 32,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,515,000 | 86,037,000 | 88,278,000 | 85,073,000 |
| Interest-bearing deposits | 82,161,000 | 79,781,000 | 81,985,000 | 78,915,000 |
| Noninterest-bearing deposits | 5,354,000 | 6,256,000 | 6,292,000 | 6,158,000 |
| Equity capital | 9,707,000 | 9,860,000 | 10,066,000 | 10,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,737,000 | 3,427,000 | 5,107,000 | 6,802,000 |
| Interest expense | 1,214,000 | 2,375,000 | 3,466,000 | 4,456,000 |
| Net interest income | 523,000 | 1,052,000 | 1,641,000 | 2,346,000 |
| Noninterest income | 35,000 | 69,000 | 107,000 | 153,000 |
| Noninterest expense | 300,000 | 627,000 | 934,000 | 1,256,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 252,000 |
| Pretax income | 222,000 | 422,000 | 706,000 | 991,000 |
| Income tax | 59,000 | 105,000 | 183,000 | 260,000 |
| Net income | 163,000 | 317,000 | 523,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,707,000 | 9,860,000 | 10,066,000 | 10,274,000 |
| Total capital | 10,142,000 | 10,340,000 | 10,617,000 | 10,700,000 |
| Risk-weighted assets | 98,995,000 | 54,926,000 | 57,247,000 | 57,561,000 |