Call reports 2008
FLORIDA BANK OF JACKSONVILLE — 2008
What FLORIDA BANK OF JACKSONVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 148,795,000 | 142,377,000 | 158,934,000 | 146,099,000 |
| Total loans | 116,199,000 | 116,014,000 | 119,833,000 | 119,156,000 |
| Allowance for loan losses | 1,677,000 | 1,702,000 | 1,777,000 | 2,826,000 |
| Securities available for sale | 6,238,000 | 8,963,000 | 16,107,000 | 13,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,375,000 | 108,823,000 | 120,496,000 | 120,789,000 |
| Interest-bearing deposits | 99,313,000 | 101,677,000 | 113,746,000 | 114,643,000 |
| Noninterest-bearing deposits | 7,062,000 | 7,145,000 | 6,750,000 | 6,146,000 |
| Equity capital | 24,611,000 | 24,389,000 | 24,288,000 | 16,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 3,598,000 | 5,486,000 | 7,348,000 |
| Interest expense | 1,130,000 | 2,157,000 | 3,252,000 | 4,367,000 |
| Net interest income | 746,000 | 1,441,000 | 2,234,000 | 2,981,000 |
| Noninterest income | 9,000 | 45,000 | 54,000 | -125,000 |
| Noninterest expense | 1,328,000 | 2,443,000 | 3,380,000 | 11,029,000 |
| Provision for loan losses | 110,000 | 135,000 | 210,000 | 1,712,000 |
| Pretax income | -651,000 | -1,060,000 | -1,249,000 | -9,803,000 |
| Income tax | -238,000 | -389,000 | -457,000 | -1,143,000 |
| Net income | -413,000 | -671,000 | -792,000 | -8,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,135,000 | 15,626,000 | 15,466,000 | 14,033,000 |
| Total capital | 17,667,000 | 17,179,000 | 17,093,000 | 15,598,000 |
| Risk-weighted assets | 122,449,000 | 124,190,000 | 130,509,000 | 123,916,000 |