Call reports 2007
FLORIDA BANK OF JACKSONVILLE — 2007
What FLORIDA BANK OF JACKSONVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 110,737,000 | 100,890,000 | 98,376,000 | 100,345,000 |
| Total loans | 65,538,000 | 70,698,000 | 70,350,000 | 71,501,000 |
| Allowance for loan losses | 858,000 | 926,000 | 879,000 | 894,000 |
| Securities available for sale | 12,061,000 | 10,827,000 | 10,815,000 | 9,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,757,000 | 75,693,000 | 66,475,000 | 63,927,000 |
| Interest-bearing deposits | 74,005,000 | 65,045,000 | 63,015,000 | 60,042,000 |
| Noninterest-bearing deposits | 10,752,000 | 10,648,000 | 3,460,000 | 3,885,000 |
| Equity capital | 11,669,000 | 11,306,000 | 16,924,000 | 16,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,641,000 | 3,298,000 | 502,000 | 1,984,000 |
| Interest expense | 1,014,000 | 2,018,000 | 306,000 | 1,216,000 |
| Net interest income | 627,000 | 1,280,000 | 196,000 | 768,000 |
| Noninterest income | 28,000 | 35,000 | 4,000 | 9,000 |
| Noninterest expense | 738,000 | 1,627,000 | 214,000 | 902,000 |
| Provision for loan losses | 0 | 68,000 | 10,000 | 25,000 |
| Pretax income | -83,000 | -380,000 | -24,000 | -150,000 |
| Income tax | 0 | 0 | -8,000 | -54,000 |
| Net income | -83,000 | -380,000 | -16,000 | -96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,765,000 | 11,470,000 | 8,586,000 | 8,687,000 |
| Total capital | 12,623,000 | 12,387,000 | 9,465,000 | 9,581,000 |
| Risk-weighted assets | 74,442,000 | 73,362,000 | 71,285,000 | 71,496,000 |