Call reports 2006
FLORIDA BANK OF JACKSONVILLE — 2006
What FLORIDA BANK OF JACKSONVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 86,430,000 | 84,478,000 | 84,018,000 | 100,390,000 |
| Total loans | 58,109,000 | 60,599,000 | 65,104,000 | 68,486,000 |
| Allowance for loan losses | 726,000 | 765,000 | 817,000 | 858,000 |
| Securities available for sale | 12,640,000 | 12,314,000 | 12,316,000 | 12,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,414,000 | 63,477,000 | 62,955,000 | 74,431,000 |
| Interest-bearing deposits | 58,945,000 | 58,131,000 | 58,415,000 | 68,464,000 |
| Noninterest-bearing deposits | 5,469,000 | 5,346,000 | 4,541,000 | 5,967,000 |
| Equity capital | 11,975,000 | 11,695,000 | 11,732,000 | 11,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,465,000 | 3,805,000 | 5,278,000 |
| Interest expense | 706,000 | 1,354,000 | 2,100,000 | 2,961,000 |
| Net interest income | 523,000 | 1,111,000 | 1,705,000 | 2,317,000 |
| Noninterest income | 18,000 | 33,000 | 53,000 | 101,000 |
| Noninterest expense | 597,000 | 1,316,000 | 2,060,000 | 2,718,000 |
| Provision for loan losses | 63,000 | 102,000 | 154,000 | 195,000 |
| Pretax income | -119,000 | -274,000 | -456,000 | -495,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -119,000 | -274,000 | -456,000 | -495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,222,000 | 12,068,000 | 11,888,000 | 11,848,000 |
| Total capital | 12,948,000 | 12,833,000 | 12,705,000 | 12,706,000 |
| Risk-weighted assets | 64,799,000 | 63,778,000 | 67,140,000 | 74,260,000 |