Call reports 2005
FLORIDA BANK OF JACKSONVILLE — 2005
What FLORIDA BANK OF JACKSONVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,083,000 | 70,745,000 | 79,412,000 | 83,016,000 |
| Total loans | 38,336,000 | 44,658,000 | 49,682,000 | 53,094,000 |
| Allowance for loan losses | 479,000 | 558,000 | 621,000 | 663,000 |
| Securities available for sale | 9,176,000 | 8,747,000 | 9,012,000 | 13,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,752,000 | 59,748,000 | 65,071,000 | 67,686,000 |
| Interest-bearing deposits | 43,930,000 | 54,546,000 | 57,907,000 | 63,141,000 |
| Noninterest-bearing deposits | 3,822,000 | 5,202,000 | 7,164,000 | 4,545,000 |
| Equity capital | 10,772,000 | 10,443,000 | 10,266,000 | 10,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,323,000 | 2,221,000 | 3,249,000 |
| Interest expense | 271,000 | 694,000 | 1,190,000 | 1,764,000 |
| Net interest income | 311,000 | 629,000 | 1,031,000 | 1,485,000 |
| Noninterest income | 8,000 | 24,000 | 26,000 | 31,000 |
| Noninterest expense | 473,000 | 1,204,000 | 1,649,000 | 2,178,000 |
| Provision for loan losses | 94,000 | 173,000 | 236,000 | 278,000 |
| Pretax income | -248,000 | -722,000 | -826,000 | -938,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -248,000 | -722,000 | -826,000 | -938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,930,000 | 10,457,000 | 10,353,000 | 10,241,000 |
| Total capital | 11,399,000 | 11,015,000 | 10,974,000 | 10,866,000 |
| Risk-weighted assets | 37,493,000 | 50,348,000 | 55,010,000 | 58,740,000 |