Call reports 2004
FLORIDA BANK OF JACKSONVILLE — 2004
What FLORIDA BANK OF JACKSONVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 15,700,000 | 25,181,000 | 32,745,000 | 39,988,000 |
| Total loans | 4,000,000 | 13,027,000 | 20,790,000 | 30,636,000 |
| Allowance for loan losses | 60,000 | 163,000 | 260,000 | 385,000 |
| Securities available for sale | 996,000 | 4,993,000 | 4,017,000 | 6,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,771,000 | 14,414,000 | 23,261,000 | 31,428,000 |
| Interest-bearing deposits | 5,542,000 | 13,243,000 | 20,887,000 | 29,139,000 |
| Noninterest-bearing deposits | 229,000 | 1,171,000 | 2,374,000 | 2,289,000 |
| Equity capital | 9,284,000 | 8,815,000 | 8,481,000 | 8,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 44,000 | 168,000 | 399,000 | 801,000 |
| Interest expense | 4,000 | 58,000 | 162,000 | 324,000 |
| Net interest income | 40,000 | 110,000 | 237,000 | 477,000 |
| Noninterest income | 2,000 | 3,000 | 27,000 | 7,000 |
| Noninterest expense | 698,000 | 1,135,000 | 1,546,000 | 1,922,000 |
| Provision for loan losses | 60,000 | 163,000 | 260,000 | 385,000 |
| Pretax income | -716,000 | -1,185,000 | -1,542,000 | -1,821,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -716,000 | -1,185,000 | -1,542,000 | -1,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,284,000 | 8,815,000 | 8,458,000 | 8,179,000 |
| Total capital | 9,344,000 | 8,978,000 | 8,718,000 | 8,545,000 |
| Risk-weighted assets | 7,288,000 | 14,646,000 | 22,056,000 | 29,262,000 |