Call reports 2019
SECURITY STATE BANK OF FERGUS FALLS — 2019
What SECURITY STATE BANK OF FERGUS FALLS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 127,375,000 | 131,910,000 | 121,374,000 | 124,764,000 |
| Total loans | 90,181,000 | 94,542,000 | 87,582,000 | 85,687,000 |
| Allowance for loan losses | 907,000 | 907,000 | 907,000 | 897,000 |
| Securities available for sale | 30,250,000 | 28,379,000 | 26,254,000 | 28,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,779,000 | 101,088,000 | 101,968,000 | 106,308,000 |
| Interest-bearing deposits | 70,006,000 | 72,405,000 | 74,274,000 | 73,650,000 |
| Noninterest-bearing deposits | 27,773,000 | 28,683,000 | 27,694,000 | 32,658,000 |
| Equity capital | 13,441,000 | 14,041,000 | 14,137,000 | 13,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,329,000 | 2,831,000 | 4,265,000 | 5,626,000 |
| Interest expense | 227,000 | 493,000 | 722,000 | 890,000 |
| Net interest income | 1,102,000 | 2,338,000 | 3,543,000 | 4,736,000 |
| Noninterest income | 119,000 | 220,000 | 369,000 | 483,000 |
| Noninterest expense | 853,000 | 1,614,000 | 2,494,000 | 3,433,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 368,000 | 944,000 | 1,418,000 | 1,786,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 944,000 | 1,418,000 | 1,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,440,000 | 12,648,000 | 12,547,000 | 12,439,000 |
| Total capital | 13,347,000 | 13,555,000 | 13,454,000 | 13,336,000 |
| Risk-weighted assets | 104,254,000 | 106,372,000 | 98,939,000 | 99,106,000 |