Call reports 2017
SECURITY STATE BANK OF FERGUS FALLS — 2017
What SECURITY STATE BANK OF FERGUS FALLS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 120,891,000 | 121,264,000 | 121,310,000 | 123,578,000 |
| Total loans | 90,966,000 | 87,857,000 | 88,589,000 | 89,090,000 |
| Allowance for loan losses | 845,000 | 845,000 | 807,000 | 825,000 |
| Securities available for sale | 24,160,000 | 25,882,000 | 25,577,000 | 24,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,176,000 | 103,793,000 | 99,794,000 | 102,995,000 |
| Interest-bearing deposits | 73,825,000 | 75,798,000 | 74,529,000 | 72,023,000 |
| Noninterest-bearing deposits | 26,351,000 | 27,995,000 | 25,265,000 | 30,972,000 |
| Equity capital | 12,862,000 | 12,274,000 | 12,509,000 | 12,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,113,000 | 2,285,000 | 3,408,000 | 4,567,000 |
| Interest expense | 84,000 | 174,000 | 288,000 | 399,000 |
| Net interest income | 1,029,000 | 2,111,000 | 3,120,000 | 4,168,000 |
| Noninterest income | 109,000 | 212,000 | 339,000 | 446,000 |
| Noninterest expense | 810,000 | 1,600,000 | 2,364,000 | 3,269,000 |
| Provision for loan losses | 25,000 | 25,000 | 165,000 | 215,000 |
| Pretax income | 303,000 | 698,000 | 930,000 | 1,130,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 302,000 | 697,000 | 929,000 | 1,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,975,000 | 11,619,000 | 11,674,000 | 11,651,000 |
| Total capital | 12,820,000 | 12,464,000 | 12,481,000 | 12,476,000 |
| Risk-weighted assets | 99,203,000 | 95,704,000 | 95,119,000 | 101,668,000 |