Call reports 2015
SECURITY STATE BANK OF FERGUS FALLS — 2015
What SECURITY STATE BANK OF FERGUS FALLS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 131,526,000 | 130,993,000 | 131,266,000 | 128,219,000 |
| Total loans | 98,584,000 | 97,372,000 | 98,699,000 | 96,967,000 |
| Allowance for loan losses | 689,000 | 689,000 | 730,000 | 730,000 |
| Securities available for sale | 25,799,000 | 25,624,000 | 25,370,000 | 24,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,935,000 | 94,848,000 | 96,148,000 | 94,752,000 |
| Interest-bearing deposits | 73,569,000 | 69,589,000 | 68,465,000 | 68,091,000 |
| Noninterest-bearing deposits | 23,366,000 | 25,259,000 | 27,683,000 | 26,661,000 |
| Equity capital | 13,572,000 | 13,684,000 | 14,125,000 | 12,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,160,000 | 2,280,000 | 3,519,000 | 4,703,000 |
| Interest expense | 119,000 | 199,000 | 286,000 | 370,000 |
| Net interest income | 1,041,000 | 2,081,000 | 3,233,000 | 4,333,000 |
| Noninterest income | 84,000 | 200,000 | 472,000 | 579,000 |
| Noninterest expense | 765,000 | 1,674,000 | 2,517,000 | 3,488,000 |
| Provision for loan losses | 438,000 | 548,000 | 589,000 | 589,000 |
| Pretax income | -78,000 | 59,000 | 599,000 | 835,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | -78,000 | 57,000 | 597,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,861,000 | 13,021,000 | 13,586,000 | 12,346,000 |
| Total capital | 13,550,000 | 13,710,000 | 14,316,000 | 13,076,000 |
| Risk-weighted assets | 110,232,000 | 108,210,000 | 108,397,000 | 106,628,000 |