Call reports 2013
SECURITY STATE BANK OF FERGUS FALLS — 2013
What SECURITY STATE BANK OF FERGUS FALLS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 146,161,000 | 135,719,000 | 135,681,000 | 132,831,000 |
| Total loans | 92,173,000 | 97,714,000 | 97,407,000 | 96,795,000 |
| Allowance for loan losses | 141,000 | 267,000 | 448,000 | 451,000 |
| Securities available for sale | 31,872,000 | 28,604,000 | 27,063,000 | 26,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,385,000 | 108,230,000 | 108,405,000 | 107,524,000 |
| Interest-bearing deposits | 93,022,000 | 87,316,000 | 87,079,000 | 85,058,000 |
| Noninterest-bearing deposits | 23,364,000 | 20,914,000 | 21,326,000 | 22,466,000 |
| Equity capital | 15,794,000 | 15,513,000 | 15,687,000 | 15,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,379,000 | 3,622,000 | 4,691,000 |
| Interest expense | 169,000 | 325,000 | 476,000 | 618,000 |
| Net interest income | 941,000 | 2,054,000 | 3,146,000 | 4,073,000 |
| Noninterest income | 103,000 | 148,000 | 219,000 | 435,000 |
| Noninterest expense | 735,000 | 1,549,000 | 2,311,000 | 3,159,000 |
| Provision for loan losses | 163,000 | 289,000 | 482,000 | 482,000 |
| Pretax income | 146,000 | 364,000 | 620,000 | 915,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 364,000 | 620,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,583,000 | 13,759,000 | 13,931,000 | 13,287,000 |
| Total capital | 13,724,000 | 14,026,000 | 14,379,000 | 13,738,000 |
| Risk-weighted assets | 100,239,000 | 102,511,000 | 102,539,000 | 102,587,000 |