Call reports 2009
SECURITY STATE BANK OF FERGUS FALLS — 2009
What SECURITY STATE BANK OF FERGUS FALLS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 122,681,000 | 119,712,000 | 121,111,000 | 125,734,000 |
| Total loans | 83,391,000 | 87,514,000 | 83,382,000 | 87,385,000 |
| Allowance for loan losses | 462,000 | 461,000 | 460,000 | 508,000 |
| Securities available for sale | 16,774,000 | 10,436,000 | 6,215,000 | 16,486,000 |
| Securities held to maturity | 12,824,000 | 12,402,000 | 10,449,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,714,000 | 89,944,000 | 90,732,000 | 95,799,000 |
| Interest-bearing deposits | 79,712,000 | 77,527,000 | 76,521,000 | 80,254,000 |
| Noninterest-bearing deposits | 12,002,000 | 12,417,000 | 14,211,000 | 15,545,000 |
| Equity capital | 9,181,000 | 10,161,000 | 10,449,000 | 10,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,731,000 | 3,429,000 | 4,951,000 | 6,450,000 |
| Interest expense | 587,000 | 1,112,000 | 1,607,000 | 2,065,000 |
| Net interest income | 1,144,000 | 2,317,000 | 3,344,000 | 4,385,000 |
| Noninterest income | 89,000 | 157,000 | 254,000 | 332,000 |
| Noninterest expense | 631,000 | 1,320,000 | 2,153,000 | 2,920,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 150,000 |
| Pretax income | 505,000 | 1,047,000 | 1,608,000 | 2,112,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 503,000 | 1,045,000 | 1,606,000 | 2,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,105,000 | 10,647,000 | 10,809,000 | 11,012,000 |
| Total capital | 10,567,000 | 11,108,000 | 11,269,000 | 11,520,000 |
| Risk-weighted assets | 91,680,000 | 102,989,000 | 95,384,000 | 101,830,000 |