Call reports 2006
SECURITY STATE BANK OF FERGUS FALLS — 2006
What SECURITY STATE BANK OF FERGUS FALLS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 98,139,000 | 102,045,000 | 104,142,000 | 108,930,000 |
| Total loans | 63,087,000 | 72,273,000 | 70,699,000 | 71,013,000 |
| Allowance for loan losses | 320,000 | 320,000 | 320,000 | 320,000 |
| Securities available for sale | 6,865,000 | 6,816,000 | 8,899,000 | 7,829,000 |
| Securities held to maturity | 20,498,000 | 14,914,000 | 12,417,000 | 19,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,385,000 | 88,924,000 | 91,526,000 | 95,326,000 |
| Interest-bearing deposits | 66,961,000 | 74,883,000 | 77,888,000 | 82,103,000 |
| Noninterest-bearing deposits | 18,424,000 | 14,041,000 | 13,639,000 | 13,223,000 |
| Equity capital | 6,457,000 | 6,869,000 | 7,259,000 | 7,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 3,038,000 | 4,777,000 | 6,568,000 |
| Interest expense | 547,000 | 1,238,000 | 2,028,000 | 2,878,000 |
| Net interest income | 859,000 | 1,800,000 | 2,749,000 | 3,690,000 |
| Noninterest income | 53,000 | 140,000 | 209,000 | 277,000 |
| Noninterest expense | 506,000 | 1,071,000 | 1,643,000 | 2,289,000 |
| Provision for loan losses | 0 | 0 | 11,000 | 11,000 |
| Pretax income | 406,000 | 869,000 | 1,304,000 | 1,667,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 406,000 | 868,000 | 1,303,000 | 1,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,629,000 | 7,090,000 | 7,375,000 | 7,638,000 |
| Total capital | 6,949,000 | 7,410,000 | 7,695,000 | 7,958,000 |
| Risk-weighted assets | 65,123,000 | 73,254,000 | 71,755,000 | 74,968,000 |